Payment Options

Multiple ways to pay

We want to make access to exceptional dental care possible for all.

Dental Insurance

Traditional insurance is welcome and accepted at our practice.

We are in-network with some, and accept all, traditional dental PPO insurances. That means that your healthy mouth cleaning could be $0!

We will gladly file claims on your behalf.

Please call our office for a complimentary Benefits Consultation.

Dental insurance is designed to help reduce your out-of-pocket dental expenses, and there will usually be some sort of out-of-pocket expense that you will be expected to pay at the time of service. Reimbursement levels are determined by your insurance provider and generally do not consider up-to-date regional data in determining the reimbursement level. Additionally, there is no regulation regarding how insurance companies determine reimbursement, and insurance companies are not required to disclose how they determine these levels. Insurance companies do not guarantee payment on claims and reserve the right to make payments based on their estimation of "Usual and Customary Rates."

We will file your insurance claims, track your claims, follow up on delayed claims, and help deal with insurance family plans. We want to help you maximize your benefits and will provide digital dental X-rays. A written diagnostic report should your insurance company have any questions about the services provided. We submit claims electronically, allowing for faster and more secure data transmission.

Please provide our staff with your insurance information when you call our office so that we can take over the hassle of dealing with the insurance companies. Also, make sure to bring your identification card and your insurance card to the office when you come in for your visit.

Financing Options

Patient Financing

We are pleased to offer multiple financing options:

Carecredit® Healthcare Financing


Carecredit provides interest-free* financing for your dental care. Care Credit is a healthcare credit card designed for your health, beauty, and wellness needs. It is a way to pay for the costs of many treatments and procedures and allows you to make convenient monthly payments over a fixed period of time.

* Subject to approval.

Sunbit® Healthcare Financing

sunbit patient financing


Transforming how you pay.

We help you buy what you need without stress. Choose from 6-72-month flexible payment plans.

  • 90% of people are approved
  • 30-second application
  • No hard credit check
  • No fees or penalties

* Subject to approval.

Proceed® Financing

proceed finance logo


Options For Large Dental Cases Up To $75,000*

At Proceed Finance, we specialize in providing financing options for people who need them the most. We offer lending products created to finance dental and medical cases from $2,500 up to $75,000*. We have some of the most flexible and competitive interest rates and terms in the industry, which allows us to offer affordable monthly payments for your patients.


* Subject to approval.

Friends & Family Plan


Falko Family Dental
Friends and Family Plan

No Dental Insurance? No Problem.


No dental insurance? No problem! We designed the Falko Family Dental's Friends and Family Plan for patients without dental insurance. It makes excellent dental care accessible and provides generous discounts over regular fees.

Falko Family Dental Friends and Family Plan

With your Friends and Family Plan, there are:

  • No deductibles
  • Immediate eligibility (no waiting periods)
  • No claim forms
  • No pre-authorization requirements
  • No pre-existing condition exclusions

What are the plan fees?

  • Adult Patients: $415 annually
  • Adult Perio (4 cleanings a year): $595 annually (does not include the initial deep cleaning/scaling and root planning treatment)
  • Child (14 and under at sign-up date): $345 annually

Each additional family member gets 10% off annual membership dues.

The family member must live in the same household to add a family member.

All applicants are guaranteed acceptance since our exclusive Friends and Family Plan is not insurance.

You will not need a membership card – your plan is effective as soon as
you enroll.

What dental services are included?

With Friends and Family Plan:

  • New Patient/Comprehensive Exam
  • Periodic Exam
  • Emergency Exams (As needed)
  • Adult Cleanings (two per year) – Adult plan only
  • Child Cleanings (two per year) – Children’s plan only
  • Adult Cleanings (four per year) – Adult Perio plan only
  • Fluoride (two per year)
  • Sealants
  • All necessary 2D Radiographs, including Panoramic Images

In addition, plan members will receive a 15% discount on the following treatments:

  • Fillings
  • Crowns, Veneers, and Onlays
  • Extractions and Bone Grafting
  • Root Canals
  • Implant placement and Implant crown
  • Invisalign
  • Tooth Whitening
  • Deep Cleaning/ Scaling and Root Planning
  • Dentures (Partials and Complete)


Services that will not receive the discount

Discouned services do not include CBCT (3D imaging), Surgical Guides, Botox, Periodontal surgery, Hybrid dentures (All on X), IV medication, Nitrous Oxide (laughing gas) or IV Sedation.


  • Annual Membership dues are due at sign-up date.
  • Discounts max out at $2500.00 annually.
  • NON-REFUNDABLE. No refunds will be issued if the patient chooses not to use the plan.
  • Discounts cannot be applied if using care credit.
  • Cannot substitute a member for another person
  • Family members cannot be substituted.
  • Your effective date is the day you sign up, and your renewal date is one year from the day of the sign-up date.
  • Cleanings must be performed before the end of the coverage date. They cannot roll over to the next annual cycle.
  • Payment is due at the time of service for any services not covered at 100%.
  • Rates are subject to change annually.
  • Must remain a member during the entire duration of Invisalign treatment.
  • Membership dues are non-refundable.
  • Membership discounts are only valid at Falko Family Dental.
  • Discount applies to services, not products.
  • This discount membership plan is NOT dental insurance and cannot be combined with insurance.

Out of Pocket Payments

Out of Pocket Payments

We accept cash, debit cards, and most major credit cards (VISA, MasterCard, Discover, American Express).

accepted credit cards

1251 Ebenezer Rd
Rock Hill, SC 29732

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Falko Family Dental
1251 Ebenezer Rd, Rock Hill, SC 29732

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